What you need to know before managing your own super

The Bottom Line Podcast
Written By Debres Grace Rosal

Rony John is the SMSF Manager at Alexander Spencer, working closely with both the accounting team and AS Wealth Advisors—the firm’s dedicated wealth advisory division providing personalised strategic financial guidance and wealth management advice.

In this episode, Rony explains what a self-managed super fund (SMSF) is and how he helps his clients understand their options. He shares real client stories of how they’ve used super to build wealth and what to consider before setting up an SMSF.

Key lessons from the podcast

  • Build Wealth with Purpose – A self-managed super fund (SMSF) is a long-term strategy that, when used correctly, can align your investments with your personal goals and values.

  • Get the Full Picture – Working with both an accountant and a financial advisor ensures you receive a complete, strategic view of your super—combining compliance, tax efficiency, and future planning.

  • Don’t DIY Without Direction – SMSFs offer flexibility, but they’re not for everyone. Before setting one up, it’s critical to understand the responsibilities, risks, and whether the structure suits your lifestyle and goals.

Check out the full episode in your podcast app now:

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Debres Grace Rosal
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